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Edited by: Editorial Board of Journal of Data Acquisition and Processing
P.O. Box 2704, Beijing 100190, P.R. China
Sponsored by: Institute of Computing Technology, CAS & China Computer Federation
Undertaken by: Institute of Computing Technology, CAS
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      07 April 2023, Volume 38 Issue 2   
    Article

    “THE ROLE OF PUBLIC SECTOR COMMERCIAL BANKS IN MICROFINANCE: A COMPREHENSIVE STUDY ON NORTH EAST REGION”
    Manalisa Saha, Rupak Das, Madhurjya Patir, Nishamani Sarma
    Journal of Data Acquisition and Processing, 2023, 38 (2): 1782-1789 . 

    Abstract

    Numerous studies have shown that microfinance, like many other developing nations worldwide, has become a useful instrument in the fight against poverty in India. In India, traditionally, Microfinance Institutions (MFIs) offer microloans to low-income, disadvantaged people with the goal of reducing poverty and giving the poor more power. In addition to MFIs, Indian commercial banks are tasked with providing microfinance services as well. Considering the availability and nationwide branch network Commercial banks have a huge opportunity to offer microloans to the underprivileged if they have access to sufficient funding. Commercial banks now have more opportunities for diversification thanks to microfinance initiatives. Deployment of cash and increased participation in the nation's effort to increase financial inclusion. This paper focuses on draw a comparison of Loan Distribution, Loan Outstanding, Non Performing Asset(NPA) relating with micro finance of the public sector commercial banks in North-East region of Assam over the years i.e., from 2017-2021 based on secondary data collected from RBI Websites, NABARD Annual Reports, GOI websites, various journals, Magazines and Articles .

    Keyword

    Micro Finance, Non-Performing Assets, Micro Loan


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